Calculate your home loan EMI, total interest and repayment for any amount, rate and tenure.
Planning a home loan? Enter the loan amount, interest rate and tenure (home loans usually run 10–30 years) to see your monthly EMI and the total interest over the full term.
Longer tenures (20–30 years) reduce the monthly EMI but raise total interest. Choose the shortest tenure whose EMI you can comfortably afford.
Most floating-rate home loans in India allow prepayment without penalty, which reduces your total interest significantly.